Have a big vacation coming up? Want to save up for Christmas or birthday presents? That’s where sub-savings accounts can help. A sub-savings account lets you save for specific needs ahead of time.
A certificate of deposit (CD) is a savings account that holds a fixed amount of money for a fixed period of time or a term. Certificates of deposit are considered to be one of the safest savings options.
Grow your savings faster and earn higher dividends with easy access to funds via money market accounts. There are many benefits to money market accounts, and AGCU is happy to provide this flexibility and customized experience to our members.
An HSA lets you save money for qualified medical expenses while earning a high rate of dividends on the account.
A federally-insured IRA from AGCU is a great way to save for retirement, and your contributions may even be tax-deductible.
We offer products and services that teach children the benefits of financial responsibility. We also provide multiple scholarships for our Youth Account Members graduating high school and continuing their education.
Easy access to your savings and checking accounts is an important part of any banking experience.
AGCU’s membership with the CO-OP ATM and Shared Branch Network ensures that our members are able to manage their funds whenever and wherever they need.
In order to serve our members nationwide and in more than 190 countries around the world, you have access to your money at nearly 30,000 surcharge-free ATMs in the United States and Canada and can make deposits to your account at over 9,000 deposit-taking ATMs through the CO-OP ATM Network.
Plus, members also have access to their accounts at over 5,000 Shared Branches nationwide through CO-OP Shared Branches. It’s just like visiting a regular AGCU branch!
Each account is insured by the National Credit Union Administration (NCUA) to at least $250,000.
Additional coverage of up to $250,000 per depositor for other types of accounts, such as IRAs, is also available.
For more information about your account’s coverage, see the NCUA’s insurance estimator here or contact us. NCUA maintains one of the largest and strongest levels of financial reserves in America and is backed by the full faith and credit of the United States Government.
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